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obama care..



true i dont but this is a car forum not one for politics. Just cars thats why i want this closed and burned i only want to read about car now someone view on the world. IF i want ot do that then i can go read tons of blogs.
 
I dont have insurance through my job, I refuse to let them take over half my pay each month. They dn't offer any kind of incentives or anything and it just down right sucks. Pay $300 every 2 week's, only get certain doctors, which are mostly all in Pa or really close to there, and still have to pay 90% of the bill anyway. Not worth it, I'd much rather just pay the fine. Probably cheaper that way. In my eyes, the government shouldn't be allowed to force you to do or get certain things. Whatever happened to this being the freedom country hahaha

Why only ban guns? If your gonna start banning things, then you have to do it right. Ban everything, ban knives and lighters. Gas and matches, pencils, pens, basically everything that be concidered a "danger to others". Which by my knowledge is everything in existance if used improperly. Not just guns.
 
Don't be surprised if the number of doctors that accepts it starts declining after obummercare goes into full effect.
 


stealthee said:
Three things.

1. Car insurance is not required by federal law.
2. Car insurance is not required in evert state
3. When car insurance is required, you are only required to have liability. You are NOT required to cover yourself.

The two subjects are completely different.
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Eh, well, they want to suspend my License for 3 years because my spare car doesn't have insurance but I pay for insurance for my main car since 2010
 
txslow6 said:
Don't be surprised if the number of doctors that accepts it starts declining after obummercare goes into full effect.[/QUOTE

I believe it. I suppose this is why there has been a tremendous sspike in The welfare department as well in my area. Everyone trying to get medical and mostly succeeding...except me.

I let my insurance go a couple months ago got ran off the road by a drunk driver , t a ditch, totaled my car, took out someone's mailbox and my insurance didn't do Dick for me about it. Figured if I had full coverage they would of at least paid for the tow but I was wrong. The general sucks. Should of went with all state hahaha
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I lost my old health care, the company couldn't keep their self insured status with the requirements of Obamacare. My new health care is costly but pays for almost nothing. This is all through the company I work for.
 
Obummercare wouldn't even be an issue if we nuked all the gov't regulations and allowed the free-market to drive prices down, much like it does in EVERY industry until the gov't sticks its fat head in and tries to artificially prop up companies with tax money. Thus driving up prices. That said, after dealing with TRICARE, I'll go above and beyond to not let the government handle my healthcare.
 


fireprix said:
Obummercare wouldn't even be an issue if we nuked all the gov't regulations and allowed the free-market to drive prices down, much like it does in EVERY industry until the gov't sticks its fat head in and tries to artificially prop up companies with tax money. Thus driving up prices. That said, after dealing with TRICARE, I'll go above and beyond to not let the government handle my healthcare.
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Sorry, it's too late. haha
 
Senshi09 said:
At work lastnight quality and myself was discussing insurance prices going up from $200 a month to $300 a month (because the company are greedy punks) the discussion turned to Obama care..

Now why the help would they make it so you either have insurance or you get fined $200? If you don't pay the fine you get thrown in jail..how much sense does that make??? The way I see it, if you can't afford insurance then how can you afford the fine? I have a feeling that more than a few people are gonna be going to jail.

What are your thoughts on this?
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Well, FIRST thought that comes to mind is perhaps you should get some of the facts straight before you start lambasting something you don't know a whole lot about. I spent some time researching this since I'm laid off right now and have no insurance myself, and what I've found is there are still a LOT of unanswered questions about how it's all going to work. I have yet to see any definitive info for what the penalty will be, or how it will be collected (some say an additional form will be required, some say they will take it out of your return if you don't pay, some say they can garnish your wages, etc. while others say no to all of this). But despite the confusion and debate as to what the actual laws will be, one thing there IS consensus on is that there will be no criminal charges for not paying. I have also not seen a reference to this $200 figure you mentioned for a fine. What I HAVE read is the consensus seems to be the penalty will be $95. Also, read mentions of certain exemptions that will allow some people to not carry insurance without penalty. A lot of it is still up in the air.

Here's a very recent article going over what is known thus far: Readers ask, we answer! What happens if you don’t pay Obamacare’s tax penalty?

Honestly, my biggest concern with Obamacare is that a degradation in the quality of healthcare employees is eminent. In the likely event that Obamacare will put a cap on what it's willing to pay a doctor for X service, many people planning on becoming doctors will feel it's no longer worth the enormous costs in education (not to mention time, effort and stress) to pursue a career in the medical field. I know I've talked to a lot of people in the medical field who have said many older doctors will be looking into retiring early because it won't be worth continuing to work. I don't think most people realize the full scope of impact this plan will have on the nation.


Now on to the part that most Americans REALLY hate me for saying (because the truth hurts): If you want to know the truth as to why health insurance costs are going up so much, you need only look in a mirror. A couple decades of Americans saying "fuk you, I'll eat whatever I want and be as lazy/sedentary as I want" are the REAL reasons why prices are escalating as they are. There is a direct correlation in the time lines of how unhealthy we have gotten as a society over the last couple decades, and how expensive insurance has gotten. Look at the line for the family health care premiums from '99 - '09, and look at the one for increase in percentage of obese Americans in the same time frame.

121510-snapshot.jpg


obese.jpg


They are literally almost identical. We have gone from around 15% of the population being obese in the 70s, to almost 40% today! Forget about FAT. I'm talking OBESE! That is HUGE! *badom bom psshhh* Obesity is almost always accompanied by high blood pressure, and/or high cholesterol, and/or blood sugar problems, and/or heart disease, etc. And since changing the lifestyle that got you to that point is not something most people are even going to take into consideration, getting on several medications usually ends up being the solution, which is reflected in what we spend on "health".

1 Burning Health Care Question We Have to Answer

Consumer spending rose roughly 6% per year from 1980 to 2011. Over that same period, total spending on health care services climbed 7.7% per year while prescription drug spending sped ahead at 11% per year. Perhaps even more striking is the fact that health care services made up less than 10% of total consumer spending in 1980, but now comprise more than 16%. Prescription drugs accounted for a mere 0.7% of consumer spending in 1980, but the nearly $300 billion that we now spend on pills is almost 3% of total spending.
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A 2010 report from the U.S. Centers for Disease Control and Prevention lamented:

No state has met the nation's Healthy People 2010 goal to lower obesity prevalence to 15%. The number of states with an obesity prevalence of 30% or more has increased to 12 states in 2010. In 2009, nine states had obesity rates of 30% or more. In 2000, no state had an obesity prevalence of 30% or more.
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Think about it. At the end of the day, an insurance company is still a business out to make money. If everyone and their mother is running off to their doctor every second because they screwed up their own health through their lifestyle choices, and then a hefty portion of those people also now have to take at LEAST one medication for the rest of their lives, obviously, the average cost of medical bills per person is going to go way up, and the insurance companies have to foot the bill. Well in order to stay in business, this now means they have to increase their prices enough to cover the higher cost of all those bills AND still be profitable. So in essence, the people most b1tching about how they can't afford insurance anymore are usually the ones responsible for it being that expensive in the first place. The problem becomes most Americans don't want to be told the truth. They want to be told what they want to hear. They want to be able to "exercise their freedoms" (no pun intended), and when the consequences for those choices inevitably come along, they want to blame someone else/have someone else pay for them. That is why I unfortunately have no hope for this nation ever recovering. If we can't take responsibility for the choices that have caused the demise of this nation, there is no way to stop the downward spiral, much less reverse it.
 


Sudden said:
rareGMfan: Chill out, if I need a lecture I'll call my mom.
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raregmfan seems to be the only with a grasp of what obamacare really is and what it entails. No one else in this thread does... so yeah you're right, he should calm down and stop trying to inform the misinformed of this forum.
 
raregmfan your'e absoloutely right, which then brings up the question, why should I subsidize fatty mc fat fat's poor choices? This whole beast is looking to be another arm of the welfare department. Free isn't free, that money comes from somewhere, we're looking at about 2 trillion dollars here "over the next 10 years" (and rising) which is about 8000 from all of the 300 million ish people in the US....only about 1/3 of that number gets recieved in filed taxes. (that number doesn't take into account joint filings, or those who pay nothing and get absurd mounts back). You hit the nail on the head. Its about lifestyle choices and its the individuals own responsibility to take care of themselves. Not mine, not yours, not the governments. Most people don't understand economics, or freedom, for that matter. They want to look up to a central power (isn't that what we fought the revolutionary war to get away from? And again in the civil war?). The gov't sucks at everything it does, this is a disaster and it hasn't even taken off yet. If folks wanted this, they'd pay into it themselves. I'll bet that if we had the option to opt out, the program would deflate faster than fatty mc fat fat sitting on a balloon.
 
When I began college my major was nursing, I told myself if Obamacare passes I'm changing my major.
to say the least I am not a Business major. :th_thumbsup-wink:
 
Raregmfan, I am going to.call you Marshall Erickson because you just mastered the crap out of this thread with addition to throwing out charts and graphs. (If anyone watches how I met your mother, they will get the referance) I was just talking about what we at work were discussing. I honestly don't care who is employed, jot employed, etc etc. I certainly don't care about the rising percentages and such. Not trying to be a Dick to you, congrats on spending the time to look ol that up and stuff. Honestly if it came down to it, I would just enroll in my employers insurance and gripe about it. It'd take a real idiot to decline everything and then get cornholed. On a side note, that was way to much information and I didn't read any of it. Mostly hecause I have the attention span of a pea when it comes to this crap.
 
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