RareGMFan
New member
So I'm heading to work Thursday morning, cruising along in the far left lane. I decide to change lanes to the middle lane. I flick the turn signal on, get about half way in, and this moron in a white 2000+ Monte Carlo in the right lane jerks into the same middle lane without looking, or signaling, forcing me to slam on my brakes, and quickly steer back into the left lane. Well, the wheels locked up for some reason, and I'm going down the expressway at 70mph sideways. I haven't started panicking here yet other than realizing that a crash may be eminent. It veers off into the shoulder where it starts to straighten out, and gives me the false hope for a split second that we may get out of this in one piece. No such luck. I'm coming upon the speed limit sign, and one of those orange barrels too quickly to stop in time. I plow through them, and that causes the car to skid again.......right into the concrete barrier.........aaaaand finally comes to a stop. I sat there for a second in total disbelief at what happened. I tap the accelerator to see if she'll move. She does move forward, but I can hear something scraping the ground, and I hear air start hissing pretty loudly. So I put the car in park, and got out. The driver's side is toast. The front bumper cover, front fender, both doors, the rear quarter (near the rear door), both rims (cracked), and both tires flat. Needless to say, I was fuming inside, but I was in too much shock to really display it.
Not a single person stopped, least of all, the piece of **** that caused the accident, which is the only person I cared about seeing at that point. State trooper came after about 10 minutes (after I called my boss to tell him I may be a wee bit late). He took down the report, a tow truck came, and the car and I were dropped off at Haggerty Pontiac. I figured that was the best place to take it at that moment, because at least I could walk to my work in the shopping center right next door. From the looks of it, and according to Joe Haggerty, and the guy who took down my insurance claim, it's going to get totaled, which I'm REALLY going to be pissed off about as soon as what's happened sets in.
I know, I know. It's just a car, and things could have gotten MUCH, much worse. But it's hard to think about that right now since I'm fine, and I now have this mess on my hands to deal with. I just have NOT had good luck with this car. I'm still at a total loss as to what to say or think, right now. I just keep replaying all the split second things I could have done differently to have avoided this, even though I know it's useless. At this point, I'm not sure what I'm going to do yet. I still owe $1,400 on it, which I was planning on having payed off in the next 2-3 months. The guy who took my claim said that because of the lien, I won't be able to buy back the car if they total it, which will most likely make me snap. I'll just have to wait and see what the adjuster says, and go from there. The only shot I snapped of it at the scene before it was towed away is below.
By the way, to add insult to injury, the adjuster told me yesterday that under IL state law, you can't buy back a totaled car if it's less than 9 years old.
By the time I take what they give me for it, factor in the $100 deductible, and the $1,400 I still owe on it, I'm not going to be left with jack for another car. This is the first car I've ever had to finance, and I'm NOT looking forward to starting all over again with another car, because it's just another major financial set back to buying a house. Not to mention, I have absolutely no time, or means to find a replacement car. I'm really going to be pissed if it gets totaled.
Not a single person stopped, least of all, the piece of **** that caused the accident, which is the only person I cared about seeing at that point. State trooper came after about 10 minutes (after I called my boss to tell him I may be a wee bit late). He took down the report, a tow truck came, and the car and I were dropped off at Haggerty Pontiac. I figured that was the best place to take it at that moment, because at least I could walk to my work in the shopping center right next door. From the looks of it, and according to Joe Haggerty, and the guy who took down my insurance claim, it's going to get totaled, which I'm REALLY going to be pissed off about as soon as what's happened sets in.
I know, I know. It's just a car, and things could have gotten MUCH, much worse. But it's hard to think about that right now since I'm fine, and I now have this mess on my hands to deal with. I just have NOT had good luck with this car. I'm still at a total loss as to what to say or think, right now. I just keep replaying all the split second things I could have done differently to have avoided this, even though I know it's useless. At this point, I'm not sure what I'm going to do yet. I still owe $1,400 on it, which I was planning on having payed off in the next 2-3 months. The guy who took my claim said that because of the lien, I won't be able to buy back the car if they total it, which will most likely make me snap. I'll just have to wait and see what the adjuster says, and go from there. The only shot I snapped of it at the scene before it was towed away is below.
By the way, to add insult to injury, the adjuster told me yesterday that under IL state law, you can't buy back a totaled car if it's less than 9 years old.
By the time I take what they give me for it, factor in the $100 deductible, and the $1,400 I still owe on it, I'm not going to be left with jack for another car. This is the first car I've ever had to finance, and I'm NOT looking forward to starting all over again with another car, because it's just another major financial set back to buying a house. Not to mention, I have absolutely no time, or means to find a replacement car. I'm really going to be pissed if it gets totaled.
Last edited:
