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GP GT? opinions/questions.

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Dragonblaze

New member
well im lookin at a GP coupe GT that i found today to replace my GTP that wont pass PA state inspection,it has 87k in miles,body looks good,underbody looks in good shape(un like mine,reason it wont pass inspection).
now my prob is that it doesnt have half the options my GTP has,ie-leather seats,etc..so i was curious if i could swap some of that stuff from my gtp that made it awsome to the GT...also curious what the diff in performance was between a GT and a GTP.
 


Ummm, not supercharged? Everything else is the same basically. You can swap the interior if you want...everything is interchangable. You want the GT...that way you can top swap it with headers and a tune and go way faster than a GTP with cheaper insurance and a stock pulley.
 


well looks as if im not getting this car...damn bank turned me down despite my being able to pay the loan off in less than 4 months with what i make at my job..so now to figure somethin out...wtf

oh and did i frgt the already obnoxiously loud exhaust got EVEN louder today..somethin else up in the exhaust manifold musta broke...not even gonna fix the total piece of sh!t
 
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how old are you dragonblaze?

just curious, cuz if your young with little credit experience, you may need a cosigner like a parent or someone. banks are a little stingy with loaning money right now so u kinda need everything to check out good.
 
Warbeaver said:
how old are you dragonblaze?

just curious, cuz if your young with little credit experience, you may need a cosigner like a parent or someone. banks are a little stingy with loaning money right now so u kinda need everything to check out good.
Click to expand...

or that the bank doesnt want you to pay it off right away? they make more money with longer loans and greater loan amounts.
 


Warbeaver said:
how old are you dragonblaze?

just curious, cuz if your young with little credit experience, you may need a cosigner like a parent or someone. banks are a little stingy with loaning money right now so u kinda need everything to check out good.
Click to expand...

I'm 21,that was the reason...lack of credit experience,even though i had a loan up in ny that i paid off on time and i had a CC that well i was stupud with at 18 and racked up a bit of $,but i paid that all off too..so idk how they expect me to get the credit exp.
 
That...or just have someone co-sign with you 2nd on there...granted...it still might not get approved since its running off of your credit. When I was 18 and had no credit my old man co-signed for me (but my name is first on the loan) so I could build my credit up.
 
what nick said ^^^^

your almost guaranteed to get a loan with a cosigner who has a good credit score and history. granted both of you with the loan can't have a DTI (debt to income) ratio past 43% i believe it is.
 


I think most bank's cut the DTI at 50%. It's based on that and your FICO...that and if you have any outstanding debt with that particular institution. I'd suggest trying a different, smaller bank. Since their goals and rates are normally easier to hit and therefore...they aren't as strenuous with who they loan out to.
 
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