245/55 is way too tall. Almost an inch taller than stock.
245/50 is almost identical to stock height at 26.65"
not^^^^
http://www.tacomaworld.com/forum/tirecalc.php?tires=225-60r16-225-55r17
http://www.tacomaworld.com/forum/tirecalc.php?tires=225-60r16-225-50r17
50's are smaller by a lot. 55 are 4% taller, 0.11 inches.
stock tires,,,,,,no wheel gap.
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snow tires, these are 50- 17
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And your sizes are also 225, not 245. That affects the height.